Dubai property cost calculator
Every fee on a purchase, from the verified schedule.
Property type
| Item | Basis | Total |
|---|---|---|
| DLD transfer fee Official | 4% of price | AED 40,000 |
| Title deed issuance Official | fixed | AED 250 |
| Property map (building/apartment) Official | fixed | AED 250 |
| Knowledge fee Official | fixed | AED 10 |
| Innovation fee Official | fixed | AED 10 |
| Registration trustee fee Official | tiered by price | AED 4,200 |
| Broker commission Market practice | 2% of price (typical; range 0.0–2.0%) | AED 21,000 |
| Mortgage registration (DLD) Official | 0.25% of loan | AED 2,000 |
| Mortgage registration admin fee Secondary source | fixed | AED 290 |
| Bank arrangement / processing fee Secondary source | 1% of loan (typical; range 0.0–1.0%) | AED 8,400 |
| Property valuation (lender) Market practice | fixed | AED 3,150 |
Down payment
AED 200,000
Purchase costs
AED 65,720
Mortgage costs
AED 13,840
Cash you need
AED 279,560
Annual ownership costs
Fee rules carry their source, effective date and verification. Government fees are configuration, never hard-coded.
AED 16,700
Sources: Dubai Land Department — service fees (2026-09-23); Market practice under RERA broker regulations (By-law 85/2006); commission is agreed in the Form B/I (2026-09-23); Lender tariffs (CBUAE caps processing fees at 1% of the loan) (2026-09-23); Lender tariffs; typical range AED 2,500–3,500 + VAT (2026-09-23); Lender-required cover; annual premium quoted on the outstanding balance (2026-09-23); Insurer quotes; typical AED 1,000–2,500 a year (2026-09-23); DLD Service Charge Index (Mollak); the rate is community-specific — replace with the published figure for the building (2026-09-23)