Investment intelligence for the UAE
How much Dubai property can you actually afford?
Central Bank limits, real fees and the reserve you should keep.
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AED
AED
Buyer type
Loan (LTV 80%)
AED 1,200,000
Down payment
AED 300,000
Monthly payment
AED 6,670
Total interest
AED 800,997
Debt burden ratio (50% cap)
26.7%
your income (debt burden)
Loan-to-value and debt-burden limits from the CBUAE mortgage regulations.
AED 2.2M
CBUAE Circular No. 31/2013 (Regulations regarding Mortgage Loans), as amended by Board Resolution No. 31/2/2020 · Verified 2026-09-23